A Few Ideas On Reducing Your Spending

Posted by Debbie Foster // August 12, 2020

In today’s environment there are many that are struggling financially.  Here are a few easy things that can help keep more money in your bank account. Make Your Own Coffee The amount of money spent on Starbucks coffee is staggering!  If you’re one of the thousands of people that get their morning coffee on the […]

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Pre-Foreclosure Assistance

Posted by Debbie Foster // August 5, 2020

Your home is your most precious asset. Over the duration of a standard 30-year mortgage there are 360 obligations to make. Many unexpected financial situations can occur over the course of 360 payments, causing lots of homeowners to default on their loans. Who ever thought there would be a global pandemic, right?! There are many […]

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Buying A Foreclosure Property

Posted by Debbie Foster // July 29, 2020

Buying a foreclosure house is often touted as a way for both owner-occupants and investors to get a great deal on a property. However, the potential financial rewards don’t come without hard work. Read on to learn about the problems these properties commonly present and the difficulties you may encounter in purchasing one. KEY TAKEAWAYS […]

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Economists Say Mortgage Rates Could Stay Below 3% For Some Time

Posted by Debbie Foster // July 22, 2020

At the beginning of the coronavirus pandemic, mortgage industry experts forecast that benchmark interest rates might fall, but wouldn’t drop below 3%. But now, that’s just what has happened.  And many economists predict that mortgage rates will remain below that threshold into 2021. The 30-year fixed-rate mortgage averaged 2.98% for the week ending July 16, down five […]

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Creating Your Backyard Sanctuary

Posted by Debbie Foster // July 15, 2020

Many homeowners dream of an expansive backyard, but it can end up feeling more like a burden if it lacks interest and purpose — and that can result in no one using it. We’ve asked landscape design experts how you can turn your backyard into an appealing space that everyone in your household will want […]

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Buying A Home Virtually

Posted by Debbie Foster // July 8, 2020

If you’re looking to buy a home sight unseen, take advantage of virtual tours and video chats with your real estate agent while he or she is at the property. As the virus swept across the U.S., the country went into a de facto lockdown, which weaved a state-by-state patchwork of essential businesses, a classification […]

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Some Different Ways To Finance Your Home

Posted by Debbie Foster // July 1, 2020

Buying a new home can be a very exciting process, especially if it is your first home. Now that you are turning your dream of owning a home into a reality, it’s time to figure out how you will pay for it. Most people will choose to take out a home mortgage with a traditional […]

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Keeping Your Reno Budget on Track

Posted by Debbie Foster // June 24, 2020

In my profession, I’ve seen many people fail in their renovations simply because they ran out of time and money. It’s heartbreaking — and so easy to avoid. Most people don’t realize that the majority of their success relies on their ability to plan well at the start. Here are my top tips for keeping your […]

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Mortgage Rates Hit All Time Low Last Week

Posted by Debbie Foster // June 17, 2020

Barely a week ago it looked like mortgage rates were finally breaking higher, but in a sudden reversal, they just set a new record low. The average rate on the popular 30-year fixed mortgage hit 2.97% Thursday, according to Mortgage News Daily, as the stock market sold off and investors rushed to the relative safety […]

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2020 and 2021 Housing Market

Posted by Debbie Foster // June 10, 2020

What will 2020 be like for buyers? If you qualify for a mortgage, you have a more limited selection and prices close to what they were before the coronavirus hit, but you have relatively little competition. In response to the COVID-19 national emergency, borrowers with financial hardship due to the pandemic have been able to receive […]

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